Let's talk about what is finance today?

To put it bluntly, finance is financing

first time

Then there are two issues that need to be understood and clarified

Where does the money come from first?

Sources of funds

Personal ①self-owned savings ②work income ③financial income: wealth management income fixed asset investment income, etc.

Enterprise ① bank loan ② enterprise operating liquidity ③ financial disposable funds, etc.

To sum it up:

No matter the source of funds, such as individuals or business organizations, is mainly active and passive income or business income

The source of funds largely determines the selection and matching of financing channels, which also determines the difference in the rate of return!